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Quick Tip: Make Extra Payments Toward Your Loan Principal To Save Thousands On Interest

1. Four Ways / Strategies To Prepay a Mortgage To Save Money On Interest:

Make an extra payment each year;
Add extra dollars to each month’s mortgage payment
Apply a large sum after a cash windfalll
A combination of the above

2. Explicitly specify the additional payment(s) should be applied to the loan principal.

A major key to remember if you’re making additional payments is to make sure you specify the extra payments should go towards the loan principal (there’s usually an option for this when you make your mortgage payment). If you don’t, the extra money will go toward your next monthly mortgage payment, which won’t help you achieve the goal of prepaying your mortgage.

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Quick Tip: Make Extra Payments Toward Your Loan Principal To Save Thousands On Interest

1. Four Ways / Strategies To Prepay a Mortgage To Save Money On Interest:

2. Explicitly specify the additional payment(s) should be applied to the loan principal.

Recent Blog Posts

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Before you work with a realtor you found on social media, do this first!

East Downtown One of Houston’s BEST up-and-coming neighborhoods

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Thank you for your message. We will be in touch with you shortly.

Quick Tip: Make Extra Payments Toward Your Loan Principal To Save Thousands On Interest

1. Four Ways / Strategies To Prepay a Mortgage To Save Money On Interest:

2. Explicitly specify the additional payment(s) should be applied to the loan principal.

Recent Blog Posts

Houston Housing Market - 2025 Forecast

How to Build A Custom Home

Here's how we got a $25,000 credit for one of our buyers.

ARE HOME PRICES COMING DOWN IN 2024???

Before you work with a realtor you found on social media, do this first!

East Downtown One of Houston’s BEST up-and-coming neighborhoods

Work With Us

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