Leave a Message

By providing The Chris & Cab Team your contact information, you acknowledge and agree to our Privacy Policy and consent to receiving marketing communications, including through automated calls, texts, and emails, some of which may use artificial or prerecorded voices. This consent isn’t necessary for purchasing any products or services and you may opt out at any time. To opt out from texts, you can reply, ‘stop’ at any time. To opt out from emails, you can click on the unsubscribe link in the emails. Message and data rates may apply.

Thank you for your message. We will be in touch with you shortly.

SHOULD YOU PAY DISCOUNT POINTS FOR A LOWER INTEREST RATE?

Interest rates are the highest they’ve been in recent years. So is it worth it to pay discount points to get a lower rate?

That really depends on how long you plan on staying in the home. Essentially you need to stay in the house long enough for the total monthly savings with the lower rate to exceed the cost of the discount points at closing.

There are amortization tables and calculators online that can help you with this cost comparison. Or you can shoot us a private message or email, and we can help you out. We have an excel sheet template we can send you (see below for an example) and walk you through how to run this analysis.

Interest Rate Comparison Spreadsheet

Recent Blog Posts

View All

Work With Us

Our expansive network and white-glove service ensure a bespoke experience for both buyers and sellers. Let our top producing team find your dream home today.

Leave a Message

Thank you for your message. We will be in touch with you shortly.

SHOULD YOU PAY DISCOUNT POINTS FOR A LOWER INTEREST RATE?

Recent Blog Posts

How to Build A Custom Home

Here's how we got a $25,000 credit for one of our buyers.

ARE HOME PRICES COMING DOWN IN 2024???

Before you work with a realtor you found on social media, do this first!

East Downtown One of Houston’s BEST up-and-coming neighborhoods

Spring Valley Neighborhood Highlight ~~

Work With Us

Leave a Message

Thank you for your message. We will be in touch with you shortly.

SHOULD YOU PAY DISCOUNT POINTS FOR A LOWER INTEREST RATE?

Recent Blog Posts

How to Build A Custom Home

Here's how we got a $25,000 credit for one of our buyers.

ARE HOME PRICES COMING DOWN IN 2024???

Before you work with a realtor you found on social media, do this first!

East Downtown One of Houston’s BEST up-and-coming neighborhoods

Spring Valley Neighborhood Highlight ~~

Work With Us

Get in Touch

Contact Details